Anyone offered an option?

[tiburon5253]

I know of a female in her 40s who was diagnosed with MS over a decade ago. She recently had a life app declined and I'm hoping to get her coverage that isn't too expensive. Anyone have any suggestions to where I might be able to have her apply?

 

[Mark]

Re: Anyone offer a option?

I know of a female in her 40s who was diagnosed with MS over a decade ago. She recently had a life app declined and I'm hoping to get her coverage that isn't too expensive. Anyone have any suggestions to where I might be able to have her apply?

She can get a Graded Benefit Whole LIfe .

 

[jdeasy]

Re: Anyone offer a option?

I know of a female in her 40s who was diagnosed with MS over a decade ago. She recently had a life app declined and I'm hoping to get her coverage that isn't too expensive. Anyone have any suggestions to where I might be able to have her apply?

Lincoln Heritage would cover her up to $20,000 on their final expense whole life immediate coverage. A 40 year old female non smoker would be $42/mo. They don't even ask the question about MS for a person over 25 years old.

On their preferred whole life and 10 year term, which will go to $100,000, they do ask the question about about MS, but, it's not an automatic decline or moved to modified. I've had people with MS approved for the higher amounts.

I'm sure there are other companies that would cover her as well.

 

[mcampbell]

Re: Anyone offer a option?

If she is looking for FE we have a product that would be 47.70 for 25k or or 38.70 for 20k. If she wants a term policy or if she is looking for more coverage I will get back to you. Let me know what you think.

 

[dgoldenz]

What state is this?