Between these 3 which Would You Recommend

[insurancemet]

State Farm
Farmers
Or Nationwide

Pros
Cons

Experience as an agent or customers

Also I have a cousin doing world financial group
I know there is a lot written that is very negative
But looks like they have this one product that is exclusive to them a transamerica term with living benefits

I actually went in for a final expense Medicare ad. Well the guy found me and when I went in, turns out he is also a wfg agent so I ended up sitting on a presentation then when I asked him about the Medicare, he said he had to do a webinar.

Very unprofessional. The gal however makes 6 figure. I just wonder if they improved.

 

[boriss]

Farmers is probably most flexible, was captive with them for 6 years. But, they tend to review agen't book a lot and audit. Depending on issues, may make agent life miserable

 

[Verbgravy]

As someone that was once on the captive side, I would recommend State Farm. It easily the hardest of the three to get in to though. You need to have a substantial amount of capital.

 

[pfg1]

I actually went in for a final expense Medicare ad. Well the guy found me and when I went in, turns out he is also a wfg agent so I ended up sitting on a presentation then when I asked him about the Medicare, he said he had to do a webinar.

I just wonder if they improved.

Bait and switch? I agree, very unprofessional.
The only thing that changes withe them are the faces involved. I know several folks that drank that coolaid for years, and worked their way to the top. One of my good friends became a CEO with them, and within 6 mos of that promotion quit the company all together. He felt he couldn't stay on, based on what he learned once on the inside. Left all his renewals behind and went indy, and at his level that was substantial. To each his own I guess.

 

[The Colonel]

Do your due diligence on all. Speak to as many agents as possible and get a feel for culture etc and see where you think you might fit best. There are successful people at all of the companies you listed. Your desire, talent and ambition will make all the diference in the end.