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Just my non P&C agent 2 cents.
I get call regularly from clients asking me if I have a California P&C that will write their home.
The last three I spoke to, two established captives and one established independent.
Captive #1 - trying to find an exit strategy, laying off some staff.
Captive #2 - working his book on Medicare and Life. Getting his CSRs Life licensed. is consistently a top Life writer for them. I insure a couple of his family and a lot of referrals he couldn't do. He is opening an office next door for his newly Life licensed independent son.
Independent - in the East Bay. Sold the P&C side and Life and Medicare only now.
Good luck.
I get call regularly from clients asking me if I have a California P&C that will write their home.
The last three I spoke to, two established captives and one established independent.
Captive #1 - trying to find an exit strategy, laying off some staff.
Captive #2 - working his book on Medicare and Life. Getting his CSRs Life licensed. is consistently a top Life writer for them. I insure a couple of his family and a lot of referrals he couldn't do. He is opening an office next door for his newly Life licensed independent son.
Independent - in the East Bay. Sold the P&C side and Life and Medicare only now.
Good luck.