I have a client who had bladder cancer 16 years ago and just had a reoccurring bout almost 2 years ago. This July will be two years since last treatment. He's 52. He use to have $750K, but says it lapsed during a recent move from TX to GA. He tried to reinstate with the carrier but it was too late. Anyway, is there anything simplified where he could qualify for at least $250K term? I checked some and seems like SIWL is the way I should go.
Can this Guy Get a Lot of Term Anywhere?
- Thread starter case1
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- 711
I wouldn't work to hard on this one. If he dropped 750,000 what makes you think he is going to keep paying a huge premium bill on 150,000?
- Thread starter
- #4
I offered him SIWL- $25K-35K somewhere between $78 - $100 mo. He will be 2 years outside the cancer in Aug.
He'll be two years off the recurrence, that's a bigger problem than just being off the cancer. SI is pretty much going to be his friend until at least the 3-5 year window as front line carriers are going to want a flat extra until at least five years free.
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