Cancer Within a Year

[SoCalAdvisor]

Hi All:

I'm looking for your expertise. I have a prospect in CA that just called for life coverage, $5k - $50k. Either fully underwritten or simplified issue. Female, 28, 5'1", 115 lbs, NS, no meds.

Ovarian cancer at 15, treated w/surgery & radiation, cleared at 18. On 6/2013 cancer again reared it's ugly head and was diagnosed w/stage 2-3 cancer, did not metastasize, chemo, had full hysterectomy. She was cleared 2 months ago.

What carriers would write this? Level or graded is ok with her.

Thanks for your help.

 

[rousemark]

Hi All:

I'm looking for your expertise. I have a prospect in CA that just called for life coverage, $5k - $50k. Either fully underwritten or simplified issue. Female, 28, 5'1", 115 lbs, NS, no meds.

Ovarian cancer at 15, treated w/surgery & radiation, cleared at 18. On 6/2013 cancer again reared it's ugly head and was diagnosed w/stage 2-3 cancer, did not metastasize, chemo, had full hysterectomy. She was cleared 2 months ago.

What carriers would write this? Level or graded is ok with her.

Thanks for your help.

When did she complete her treatments?

 

[StanTheInsMan]

Assurity's simplified issue whole life maybe be an option for your client. Good luck.

 

[VolAgent]

Assurity's simplified issue whole life maybe be an option for your client. Good luck.

You could not be more wrong with this advice. Please read the application and underwriting guide before making recommendations.

For a 28 year old two months out from cancer treatment, about all I can think of is Columbian GI.

 

[SoCalAdvisor]

Sorry it took so long for me to reply.....she just got back to me. Her last treatment was in July

 

[peteybear]

Columbian GI at that age only goes to 10k.

 

[SoCalAdvisor]

Columbian GI at that age only goes to 10k.

Ok, thank you all. I'll look into them. If anyone else has a suggestion, I'm all ears.