Disclosure on NY Insurance renewal application.

Will depend on the exact wording of question. Many times, the "not previously answered or disclosed" tends to mean earlier on that same form/application/document. IE: A life app may say, "have you been a patient at a hospital other than previously answered" Had I bought life insurance from that same company 2 years ago, it wouldnt mean I can ignore answering the questions again.

If I was you, I would answer Yes--then merely state "all details preiviously answered/supplied on the renewal application in 2022. this way, they cant say you answered untruthfully, etc
Great point! Thank you

Latest posts