I Never Needed Health Insurance so I Didn't Buy It

somarco

GA Medicare Expert
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38,466
Atlanta
"I've never been sick in my life, so I've never needed insurance before," said Fry, a 54-year-old self-employed masonry contractor who restores old buildings in the rural Appalachian community he's called home nearly all his life.

Making sure he had insurance was the last thing on his mind, until recently, Fry said. He had been rebuilding his life after a prison stay, maintaining his sobriety, restarting his business, and remarrying his wife. "Things got busy," he said.

Now, with a household income of about $48,000, Fry and his wife earn too much to qualify for Georgia's limited Medicaid expansion. And he said he found that the health plans sold on the state's Affordable Care Act exchange were too expensive or the coverage too limited.

 
Not sure I understand the issue here. Under current rules, a 50ish year old couple making $48K can generally get a bronze level plan for free....and maybe a silver level plan for under $200/month

All ACA plans are quality comprehensive plans...but of course if someone wants all medical services other than routine maintenance for free, that's another story

No idea what next years income rules will be
 
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