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ICHRA - my day job has less than 50 Employees . . .
They are offering us an ICHRA using a TPA called ZizzlHealth which seems to use the Marketplace.
Using Zizzl for a specific plan - my Premium = $709 . That is after my Employer contribution of $870 per month.
If my employer didn't offer us an ICHRA and I went to the Marketplace and used my tax subsidy - my Premium for the same plan = $732.
What happened to the $870 my company paid each month?
Are there some tax deduction advantages for the Company that I'm not aware of -or- why did they do it?
They are offering us an ICHRA using a TPA called ZizzlHealth which seems to use the Marketplace.
Using Zizzl for a specific plan - my Premium = $709 . That is after my Employer contribution of $870 per month.
If my employer didn't offer us an ICHRA and I went to the Marketplace and used my tax subsidy - my Premium for the same plan = $732.
What happened to the $870 my company paid each month?
Are there some tax deduction advantages for the Company that I'm not aware of -or- why did they do it?