Need to confirm my take on this outfit that I talked to in Phx. Marketed by IPA, Independent Producers of America (ipa-america.com). Underwritten by IAIC, Independence American Insurance Co. Administered by IAC, Insurers Administrative Corp.
Leads, decent commissions, and advances. But...
Ground ambulance limited to $500 per year. Air transport not covered.
No prescriptions just a discount card.
Additional benefits package, $49.50/$59.50 ind/family for $5K accident, etc, includes generic drugs at $250 month/$3000 year max per person. Discount name brand for only an additional $24.50/$44.50 ind/family.
And app fee is $95!
Even my limited agent experience tells me to walk on by. It looks like one step up from Mega Life.
At first, the manager was reluctant to meet with me because he doesn't hire experienced agents. I assured him I was new to the business. That was a red flag, right?
Leads, decent commissions, and advances. But...
Ground ambulance limited to $500 per year. Air transport not covered.
No prescriptions just a discount card.
Additional benefits package, $49.50/$59.50 ind/family for $5K accident, etc, includes generic drugs at $250 month/$3000 year max per person. Discount name brand for only an additional $24.50/$44.50 ind/family.
And app fee is $95!
Even my limited agent experience tells me to walk on by. It looks like one step up from Mega Life.
At first, the manager was reluctant to meet with me because he doesn't hire experienced agents. I assured him I was new to the business. That was a red flag, right?