Prime Jacko
Expert
- 29
any thoughts? Smart Choice is second place. SIAA not accepting new agents.
leaning towards BOLT as my first insurance wholesaler
- Thread starter Prime Jacko
- Start date
- 1,548
Premier Group Insurance.
- Thread starter
- #3
Prime Jacko
Expert
- 29
I looked into PGI, basically no exit with them almost like an independent captive.
- 1,548
Why PGI Stands Out Among Aggregators
Premier Group Insurance (PGI) has been serving independent agency owners for over 20 years. With a network of 550+ agency partners nationwide and access to over 200 carriers, PGI offers one of the most competitive and supportive platforms in the industry.
What makes PGI different?
Easy In, Fair Out — But Let's Talk About What That Really Means
We make it easy to get started. That said, we believe in a little skin in the game—because anything truly worthwhile requires mutual investment.
As for getting out? That's fair too. But here's the reality: for both parties to win, you need to stick around long enough for the relationship to bear fruit. Some aggregators will claim to offer an "easy out," but those promises often come with strings—or worse, no support at all.
Not all aggregators are created equal. (Think Good, Better, Best) The ones delivering best-in-class support have made substantial investments in staffing, onboarding, technology, and ongoing consulting to ensure your long-term success. They don't just give you carrier access and wish you luck.
Let's Break This Down With Simple Math
Imagine this:
Now let's look at what a great aggregator invested in you during that year:
That's well over $100,000 in staff time, expertise, and tools invested into your agency.
If you walk away after a year, they're left with a $92,500 loss.
So if an aggregator claims they'll let you leave "anytime, no problem," ask yourself—how much are they really investing in you? what are they really providing you? If it's an easy out and they've given you very little up front, that's not a partnership. That's just access- and how long will that access last post relationship.
At PGI, we believe in building something real.
We invest in our agents—because when you grow, we all win.
Let's build something that lasts.
Premier Group Insurance (PGI) has been serving independent agency owners for over 20 years. With a network of 550+ agency partners nationwide and access to over 200 carriers, PGI offers one of the most competitive and supportive platforms in the industry.
What makes PGI different?
- Three customizable contract options to fit your business model
- Industry-leading commission splits
- Commission overrides and profit sharing
- Access to an experienced, hands-on support team
Easy In, Fair Out — But Let's Talk About What That Really Means
We make it easy to get started. That said, we believe in a little skin in the game—because anything truly worthwhile requires mutual investment.
As for getting out? That's fair too. But here's the reality: for both parties to win, you need to stick around long enough for the relationship to bear fruit. Some aggregators will claim to offer an "easy out," but those promises often come with strings—or worse, no support at all.
Not all aggregators are created equal. (Think Good, Better, Best) The ones delivering best-in-class support have made substantial investments in staffing, onboarding, technology, and ongoing consulting to ensure your long-term success. They don't just give you carrier access and wish you luck.
Let's Break This Down With Simple Math
Imagine this:
- In Year One, you write $500,000 in written premium.
- At a 15% commission, that's $75,000 in gross revenue.
- With a 90/10 split, the aggregator earns $7,500.
Now let's look at what a great aggregator invested in you during that year:
- Licensing and carrier access support
- A dedicated Personal Lines Consultant
- A Commercial Lines Consultant to help you land big accounts
- A Tech Consultant to ensure your systems are running smoothly
- Support from the marketing team, commissions department, Unique tech/ agency insights specific to the aggregator and more.
That's well over $100,000 in staff time, expertise, and tools invested into your agency.
If you walk away after a year, they're left with a $92,500 loss.
So if an aggregator claims they'll let you leave "anytime, no problem," ask yourself—how much are they really investing in you? what are they really providing you? If it's an easy out and they've given you very little up front, that's not a partnership. That's just access- and how long will that access last post relationship.
At PGI, we believe in building something real.
We invest in our agents—because when you grow, we all win.
Let's build something that lasts.
Last edited:
- Thread starter
- #5
Prime Jacko
Expert
- 29
buying back my hard earned book at 2x is a scam. How about you sell me a book at 2x.
- 1,548
100% ownership is not a scam. Leaving after one year, does not work. Selling you some WP and some PIF in your state for 2x is an option.
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