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Yes they can't stop them. But they know that much fewer people will get them if they keep the agents from selling them.(The background to the question I am asking you below is -- I have been trying to buy annuities, I MUST buy them through an insurance agent but I am not the "annuity client profile" an insurance agent wants to have so they don't want to talk to me.)
But for these Medicare products you are talking about: Medigap, PDP, and MAPD the Medicare Beneficiary can get them straight from the carrier themselves, is that right?