Liberty Bankers and United Home Life Niches

[bookshl]

What are the best cases to send to Liberty or United Home Life? Do either consider heart meds as maintenance drugs after 2 years?

 

[rousemark]

What are the best cases to send to Liberty or United Home Life? Do either consider heart meds as maintenance drugs after 2 years?

Both are diabetic friendly for younger diabetics. LBL accepts COD immediate benefit.

 

[bboman23]

Both are diabetic friendly for younger diabetics. LBL accepts COD immediate benefit.

He means COPD..... not cash on delivery

 

[Jerard]

He means COPD..... not cash on delivery

I thought he was talking about the fish.

 

[John Galt]

Both are diabetic friendly for younger diabetics. LBL accepts COD immediate benefit.

And thats exactly where I intend on putting copd people instead of Trans, Assurity or Equitable, I can not wait to get LBL back, they were great.

 

[rousemark]

He means COPD..... not cash on delivery

Thanks.. I need somebody watching out for me.

 

[Jerard]

BTW, LBL is also good with those that have seizures on the Standard rates.

 

[ALIG33]

LBL Takes direct express and gives you the option of you an advance on comission or not.

UHL takes Alzheimer's and Dementia, CHF as their express issue ROP. They do not lower your commission on this product. Better than writing a gerber and getting a smaller comish that's paid as earned.

Both companies do POS and most of the time give you a yes or no answer on phone.

 

[TwiLight]

LBL Takes direct express and gives you the option of you an advance on comission or not.

UHL takes Alzheimer's and Dementia, CHF as their express issue ROP. They do not lower your commission on this product. Better than writing a gerber and getting a smaller comish that's paid as earned.

Both companies do POS and most of the time give you a yes or no answer on phone.

Also, UHL is good for Systemic Lupus on the Express Issue Deluxe plan which is an immediate benefit. Most companies Decline or go with a Modified Whole life plan.

 

[digfesales105]

We put our insulin with LBL almost everytime. If they have direct express which is rare and they are healthy, we go to LBL. Someone mentioned Gerber as a last resort. We have them also but we use NGL for all GI plans. Great rates. Great commission. Lifetime renewals. They take direct express and credit and debit cards and pay on it.

Best part about NGL? We can sell all over the phone but even if you're in the home, the call is super ridiculous! It's literally a 60 sec call and its all automated!!