United Healthcare is cutting commissions for 15% of all MAPD

[LostDollar]

Had one when I was younger. Wish I'd kept it.

I could be on here prognosticating.

You could check on etsy. Someone probably has an oldtimey one for sale.

 

[MedicareWAA]

Hospital/carrier negotiations are a fact of life. I enountered this was 20+ years ago with an IFP client whi had terminal cancer. He was about half way through his treatments when Northside Hospital and UHC were unable to come to an agreement about a week before expiry.

He called several times wanting to know what would happen if he could not continue his treatment.

Telling him to "chill" was not going to work. I had seen these kind of situations before and told him these things usually work out at the last minute.

He was still anxious and stressed.

As it turned out they reached an agreement right before midnight. I called him the next day to give him the news.

Two weeks later he was admitted to hospice and died the next day.

Patients have a lot more at stake than agents who are worried about their commissions.

Continuity of care rules apply if he had MAPD

 

[Tscholar]

UHC AARP Medicare Supplement Pillars Flyer on Sale for 75% off. Maybe now is a good time to push more UHC MedSupps.

 

[somarco]

if he had MAPD

He did not . . . IFP as stated in the first line of my post . . . 2nd sentence of my post. The month following the contract settlement he was eligible for Medicare and was enrolled in a Medigap plan effective the first of the month.

 

[sshafran]

UHC AARP Medicare Supplement Pillars Flyer on Sale for 75% off. Maybe now is a good time to push more UHC MedSupps.

Haha! Saw that, they've definitely moved to the bottom of the list... Screwed us on PDPs and now (many) MAs. So why sell their supp?

Just had a lady call that wants the local UHC MA. What if this were July?

 

[Special Agent]

Haha! Saw that, they've definitely moved to the bottom of the list... Screwed us on PDPs and now (many) MAs. So why sell their supp?

Just had a lady call that wants the local UHC MA. What if this were July?

just tell them they are having supply chain issues and show them another plan. you don't have to tell them that supplying you with commissions is the issue. just kidding.no I'm not.

 

[sshafran]

just tell them they are having supply chain issues and show them another plan. you don't have to tell them that supplying you with commissions is the issue. just kidding.no I'm not.

Yep, I can pivot in my area pretty easily. Some agents in other areas, it would be harder to pivot. Some will undoubtedly just have to lose a client if UHC is really the only suitable.

 

[DonP]

Yep, I can pivot in my area pretty easily. Some agents in other areas, it would be harder to pivot. Some will undoubtedly just have to lose a client if UHC is really the only suitable.

The 64k question does this same scenario hit us all during aep as massive business overflow from termed policy's causing big commission suppression fast . I know one thing . From Oct 15 I'll be working 15 plus hr days submitting massive vol to beat any commission suppression . I got burned last yr on Anthem and Cigna the 14th day of aep

 

[sshafran]

The 64k question does this same scenario hit us all during aep as massive business overflow from termed policy's causing big commission suppression fast . I know one thing . From Oct 15 I'll be working 15 plus hr days submitting massive vol to beat any commission suppression . I got burned last yr on Anthem and Cigna the 14th day of aep

That's probably a good strategy. I got burned on MedMutual and last year.

It's unfortunate. Someone with bigger pockets could probably have sued them for not acting in "Good Faith." IOW we spent XYZ on marketing the product you wanted us to sell and certified us to sell then pulled the rug out from under us as soon as we had people in line to check out.

 

[sshafran]

That's probably a good strategy. I got burned on MedMutual and last year.

It's unfortunate. Someone with bigger pockets could probably have sued them for not acting in "Good Faith." IOW we spent XYZ on marketing the product you wanted us to sell and certified us to sell then pulled the rug out from under us as soon as we had people in line to check out.

But I'm not holding my breath. I thought the big FMOs were going to somehow sue WellCare for stealing our renewals (and yes, I understand technically, it was legal) but that never materialized, at least not to my knowledge.

We heard "yeah, they're having meetings" and "something will be done," then crickets.