What's This All About?

[Finale]

They say there are no stupid questions, just stupid people who don't ask questions...Could someone please give me a "reader's-digest" version of the Insurance Business Hierarchy. From the Insurance company itself to the FMO's, the IMO's the Brokers, Agencies and AGents. I'm having a tough time picturing the up and down lines. Sorry to sound so dumb, but I'm no seasoned veteran with this stuff....yet.
Thanks

 

[somarco]

The carrier is the "manufacturer"

FMO/IMO/GA are the wholesalers.

Agents/brokers are the retailers.

 

[HomeService]

somarco is correct, unless you are going with some strange pyramid scheme, then you would be confused... sounds like you are speaking with someone in the business who is talking in circles -and confusing you...

 

[Winter_123]

The carrier is the "manufacturer"

FMO/IMO/GA are the wholesalers.

Agents/brokers are the retailers.

The carrier is king. The FMO's are vassals. And the agents are serfs.