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What would it look like supplementing a large amount of retirement income by buying one fixed indexed annuity per year as someone progresses towards retirement? Would this make any sense for a late 40s person in age to say drop $20k or more each year into a new annuity to give you almost a "guaranteed pension" cushion in retirement and to guard against sequence of returns nearing retirement? Do any of you have any clients who have employed this strategy and what would this look like every year buying an annuity? Thanks!