American Amicable

[captain94]

How are thier rates compared to say RNA?
Any underwritting issues?
And last who is a good FMO for them?

Thanks!

 

[Todd King]

1. RNA is usually lower by a good little bit.
2. Underwriting for the Golden Solutions is easy.
3. I am.

Now, to tell you where they stand out.

On the Golden Solution app (most states), they have 3 knockout questions to begin with. If you have someone that you are looking towards gauranteed issue with, you'll want to see if you can squeeze it in there. It will still be an ROP plan, but the rates will be cheaper and they don't cut your commissions! It's a win/win if you can do it.

Another place they stand out is on their SPWL. Great product. Most every illustration I've ran for a SPWL, they come out on top having a higher face for a lower premium.

 

[triggerpuller1]

I'm looking for a good contract with American Amicable if anyone has one to offer.

 

[kuhn123]

As Todd said, the ROP plan is very liberal (accepts current cancer and day1 heart attack/stroke/CHF) with much better rates and comm that any of the GI you might otherwise use. There is also no PHI necessary for the ROP plan so it's really simple to write.
If you do write the immediate or graded and need to do a PHI, it's probably one of the quickest, easiest, and most pain free point-of-sale interviews around; and that is coming from someone who hates to do point-of-sale interviews.

 

[TwiLight]

I'm looking for a good contract with American Amicable if anyone has one to offer.

Contact Todd King. He is most helpful and a good person to work with

 

[moonlightandmargaritas]

If you do write the immediate or graded and need to do a PHI, it's probably one of the quickest, easiest, and most pain free point-of-sale interviews around; and that is coming from someone who hates to do point-of-sale interviews.

Agreed. For telesales, it puts Baltimore Life and Foresters to shame. Too bad their premiums are a little high...