Americo

[kuhn123]

Looking for a little feedback on Americo's current FE offerings:

1) For those of you that write Ultra Protector, have you noticed any changes lately in the underwriting? I know that the application recently had a few minor tweaks, but even for questions that have remained the same, have you noticed any conditions or medications that would previously get approved just fine, but now end up being rated or declined?

2) Have any of you found any usefulness for the Eagle Premier product? I know some of you prefer to have instant approval, but are the rates and underwriting competitive to the point where you can find use for it?

3) Has anyone noticed any changes in the level of service in the new business department such as issue times, hold times when calling in, tracking submitted apps, etc.

Thanks,
Matt

 

[onefastpony]

I've only used the Eagle product twice. I really don't see a niche for it except that it does not ask about diabetes with a heart condition. I prefer the UP Series.
As far as underwriting I've not noticed a difference--they are still taking about seven days to process an application. I've got an application pending since 08/05/14.