Elliot Cohen
New Member
- 3
According to my reading of the residual riders offered by Ameritas, they require at least an 80 percent loss of time to qualify for residual based on filing on a loss of time basis (versus inability to perform some but not all duties). This obviously makes no sense, leading me to believe this is a mistake, but order a proposal for disability insurance and there it is. The most recent (May 2025) promotional literature makes no mention of the 80 percent loss of time requirement, but the proposals and specimen contracts clearly state it. Has anyone been down this road with Ameritas and gained any clarification on this point.