Carrier for Asthma Client
- Thread starter dan21
- Start date
- 144
Is Asthma the only issue she has?? If so congratulations because you have the healthiest FE client in the history of final expense.
- 20,003
- 144
Americo comes in at $41.02 per month and Equitable is right behind it at $41.04. I don't write business in Alabama so I don't know which other carriers would be good options out there. Those are non-smoker rates by the way. Also by best I'm assuming you mean someone who will approve her and give her a good rate?
- 15,041
I honestly can't think of a single carrier that would have a problem with an non-smoking asthmatic that just uses an inhaler.
Even if she smoked, not many would have a problem, unless there is more to this than you are telling us.
Even if she smoked, not many would have a problem, unless there is more to this than you are telling us.
Or allow a 15k face?
Yeah, you don't need to worry about the asthma. If not other issues, the previously-mentioned carriers will be fine (Banner notwithstanding), or a few others:
MoO Living Promise: $42.31/mo
UHL Premier: $44
Foresters: $42.89
Royal Neighbors... doesn't want your business. ($52+/mo)
AND FINALLY -- I just checked Oxford Life's Assurance product, which I know nothing about. But it's only $38.70/month for 15k.
(I'm not sure that all these carriers write in Alabama, so you'll have to confirm of course)
((Hey, 100 posts. Cool))
