Carriers with E-Apps

[mbiallas]

Which carriers offer an E-app for their final expense products? I know of Assurity and UHL at this point but I am sure there are plenty of others. Do any of them give an immediate UW decision?

 

[bboman23]

Which carriers offer an E-app for their final expense products? I know of Assurity and UHL at this point but I am sure there are plenty of others. Do any of them give an immediate UW decision?

Americo................

 

[GalvIns]

ANTEX does e-app, with on-site signature. However, it is not an immediate UW decision. Usually, 48-72 hour turn around.

 

[Baseball7]

Omaha uses iGo but not integrated with Appitical, so your prospect will likely get PHI'ed to when you were not there.

 

[mbiallas]

Americo................

So Americo will give an instant decision with their e app?

 

[dtownboy]

So Americo will give an instant decision with their e app?

You normally know the answer before you even finish the health questions if it's an Rx decline. At the end of the app they have an mib check that gives the final approval or decline.

 

[refiman1]

SNL. No PHI and decision is rendered usually within one minute. Automated RX check I believe is it.

For the uninitiated, Security National Life

 

[Baseball7]

You normally know the answer before you even finish the health questions if it's an Rx decline. At the end of the app they have an mib check that gives the final approval or decline.

Since they restructured the script check to an earlier point I've never made it to the end and got a decline.

 

[springbokhouston]

Yup the SNL eapp is a great addition. Super simple and tablet friendly for those who use tabs. It would be a great model for the industry.

Now I love you SNL guys, but damn you can screw up payment dates. If you could get that right you'd double your business. PS. Good move putting Direct Express and CC as earned.

 

[bboman23]

Yup the SNL eapp is a great addition. Super simple and tablet friendly for those who use tabs. It would be a great model for the industry.

Now I love you SNL guys, but damn you can screw up payment dates. If you could get that right you'd double your business. PS. Good move putting Direct Express and CC as earned.

I couldn't agree more! I don't want to stop sending business to them, but it's starting to get ridiculous. Hope they fix it soon.