Consolidated Assurance

[Cross Fire]

Anyone hear of this group? They call on First Responders.

 

[Kenneth Busch]

I am interested to know if anyone knows of them as well.

 

[Allen Trent]

Now I am interested to know if anyone knows if anyone else knows of them as well

 

[Kenneth Busch]

I understand first responders may be hard to insure, so they must predominately write with one or 2 carriers. From their website though they say you need to write 70 policies a month to meet their minimum production requirements (125k to the agent annually), which seems like the commission payout would be really low. Am I missing something here? Isn't 70 life policies a lot? I'm relatively newly licensed so curious. Thanks

 

[rousemark]

I understand first responders may be hard to insure, so they must predominately write with one or 2 carriers. From their website though they say you need to write 70 policies a month to meet their minimum production requirements (125k to the agent annually), which seems like the commission payout would be really low. Am I missing something here? Isn't 70 life policies a lot? I'm relatively newly licensed so curious. Thanks

Why hard to insure? Most firemen, LEOs, EMTs, Ambulance Drivers are standard class for life..

 

[Kenneth Busch]

Why hard to insure? Most firemen, LEOs, EMTs, Ambulance Drivers are standard class for life..

So I am relatively new and was more asking than making a statement. I guess I was thinking first responders as including police and military.

I'm really getting at the "secret sauce" of this agency, if there is one. If it's not the underwriting, then it must be their formula of getting in front of the department heads. I can't imagine that would be worth a massive cut in payout...again unless I'm missing something.

 

[rousemark]

So I am relatively new and was more asking than making a statement. I guess I was thinking first responders as including police and military.

I'm really getting at the "secret sauce" of this agency, if there is one. If it's not the underwriting, then it must be their formula of getting in front of the department heads. I can't imagine that would be worth a massive cut in payout...again unless I'm missing something.

Police officers don't present any special problems (bomb squad, maybe).. Event active duty military is easy unless they are deployed or under orders to deploy to a hot spot.

 

[Kenneth Busch]

Police officers don't present any special problems (bomb squad, maybe).. Event active duty military is easy unless they are deployed or under orders to deploy to a hot spot.

Thanks. I guess it's their "system" in getting into the department is the value add.

 

[Waggs]

The system is an enticer and it's not what's best for anyone let alone LEO, Fire, EMT and Paramedics.

 

[Waggs]

I understand first responders may be hard to insure, so they must predominately write with one or 2 carriers. From their website though they say you need to write 70 policies a month to meet their minimum production requirements (125k to the agent annually), which seems like the commission payout would be really low. Am I missing something here? Isn't 70 life policies a lot? I'm relatively newly licensed so curious. Thanks

It's a really bad comp contract and selling of cheap premiums with no underwriting until a claim is made.