Copay and Coinsurance

[stevenl]

Hi, I am trying to decide between 2 plans.

Both plans have $5,000 deductibles.

plan 1:
doctor visit: $60 copay after deductible
generic drugs: $15 copay after deductible
emergency transportation: $300 copay after deductible

plan 2:
doctor visit: 40% coinsurance after deductible
generic drugs: 40% coinsurance after deductible
emergency transportation: 40% coinsurance copay after deductible

Which would be the cheaper plan?

Thank you.

 

[STIBROKER]

Hi, I am trying to decide between 2 plans.

Both plans have $5,000 deductibles.

plan 1:
doctor visit: $60 copay after deductible
generic drugs: $15 copay after deductible
emergency transportation: $300 copay after deductible

plan 2:
doctor visit: 40% coinsurance after deductible
generic drugs: 40% coinsurance after deductible
emergency transportation: 40% coinsurance copay after deductible

Which would be the cheaper plan?

Thank you.

the one with the most out of pocket cost..........

 

[kgmom219]

Hi, I am trying to decide between 2 plans.

Both plans have $5,000 deductibles.

plan 1:
doctor visit: $60 copay after deductible
generic drugs: $15 copay after deductible
emergency transportation: $300 copay after deductible

plan 2:
doctor visit: 40% coinsurance after deductible
generic drugs: 40% coinsurance after deductible
emergency transportation: 40% coinsurance copay after deductible

Which would be the cheaper plan?

Thank you.

Find an agent in your area, get them to explain it to you, then signup with them.