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I live in Florida, a no fault state, and I dropped my 3 year old Tahoe off at the Chevrolet dealer to get the A/C checked. They had a bad fire last night. My vehicle was one of about 10 that were severely damaged and I have no idea how this will play out or what options I will have when the insurance companies figure this out. I don't think I have a rental car rider on my policy. Is it my auto policy that pays or the dealer's property and casualty? Should I be calling the dealership to provide me with a loaner/rental since it was their fault? And am I going to get screwed with a check that isn't nearly equal to the amount that it will cost to replace my Tahoe?