Diabetes and Gabapentin

[vic120]

I have a few who have this combo that take thee gabapentin for pain but it does not seem to matter to carriers like it woud for Life

Any carriers lenient with this

 

[Ron Van D]

Toolkits

app.insurancetoolkits.com

 

[vic120]

Toolkits

app.insurancetoolkits.com

Is tool kits always accurate, I know its not always accurate with life
I have learned to lean on it for life, but I guess I am hesitant with Med supp
because of how many time CSG and other platforms have been wrong

The knowledge that has been spoken here on the forum on the med supp side for underwiring has always been way more useful then quoting tools
At least for underwriting off things that were not the norm

But maybe this has changed with tool kits I don't know


Actually just did a test I ran it for AFIB and Medico does not come up, this is my go to for Afib

and Mutual of Omaha who will decline it does come up Actaully so does manhatten life who will aslo decline does come up

So yea that is why I am asking from experience not from tool kits

 

[goillini52]

Is tool kits always accurate, I know its not always accurate with life
I have learned to lean on it for life, but I guess I am hesitant with Med supp
because of how many time CSG and other platforms have been wrong

The knowledge that has been spoken here on the forum on the med supp side for underwiring has always been way more useful then quoting tools
At least for underwriting off things that were not the norm

But maybe this has changed with tool kits I don't know


Actually just did a test I ran it for AFIB and Medico does not come up, this is my go to for Afib

and Mutual of Omaha who will decline it does come up Actaully so does manhatten life who will aslo decline does come up

So yea that is why I am asking from experience not from tool kits

I used to spend a lot of time making cheat sheets for Med Supps and FE. Not anymore. Toolkit isn't perfect, but it's more accurate than cheat sheets and a lot quicker. I can't imagine not having it in my toolbox.

If I have doubts, I call UW. Toolkit at least points you in the right direction.

You said Medico didn't show up. Is it checked under the customization tab?

 

[vic120]

I used to spend a lot of time making cheat sheets for Med Supps and FE. Not anymore. Toolkit isn't perfect, but it's more accurate than cheat sheets and a lot quicker. I can't imagine not having it in my toolbox.

If I have doubts, I call UW. Toolkit at least points you in the right direction.

You said Medico didn't show up. Is it checked under the customization tab?

Interesting Medico is not on there at all to be toggled on or off


As far as what I was saying is the off things that are harder to find I ask here because these are the exact things that might not show right on a tool like this

the more common things its probably perfect with

 

[goillini52]

Interesting Medico is not on there at all to be toggled on or off


As far as what I was saying is the off things that are harder to find I ask here because these are the exact things that might not show right on a tool like this

the more common things its probably perfect with

They don't show Medico or Wellabe. Sometimes you have to request that they add a carrier.

 

[Baseball7]

Is tool kits always accurate, I know its not always accurate with life

Its 99.9% correct

 

[Baseball7]

You said Medico didn't show up. Is it checked under the customization tab?

We don't currently support medico. We don't have the necessary product info to add it.

 

[goillini52]

We don't currently support medico. We don't have the necessary product info to add it.

Well, go ahead and add them.

 

[goillini52]

Its 99.9% correct

Disagree. Maybe 95%-97.3%