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No one asking about FE will ever buy LTD or LTC IMHO.
100% agree with this statement. Maybe a crappy STD policy for $30/m.
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No one asking about FE will ever buy LTD or LTC IMHO.
I am trying to formulate a business plan and strategy. I understand that disability would be difficult to sell on a part time basis, but it's got me thinking.
Is there a product that pairs well with long term disability?
Perhaps I could begin with an entry point product and then follow-up down the road with the disability strategy.
I saw some projections on 1 disability sale per week with the renewals and it got my attention. I have LTC insurance personally and as a married couple with no kids I really see the value, but I think the disability line may be a better niche and more affordable for most people. I personally know 4 of my close relatives who have it, but zero with LTC.
Any thoughts?