Having Trouble Passing the Mass Health Exam

S0VERE1GN

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I'm very new to the forums here and new to the world of being an insurance agent as well. I'm a natural born salesman (my father was sales president of coleman AND westinghouse before he retired) but I'm having a bugger of a time passing the health exam for massachusetts. I've been studying, taking practice exams which i do fairly well on (80%) plus, and i've now signed up for the life and health class, even though I already have my life liscense. Any reccommendations to help a struggling agent out?
 
I'm very new to the forums here and new to the world of being an insurance agent as well. I'm a natural born salesman (my father was sales president of coleman AND westinghouse before he retired) but I'm having a bugger of a time passing the health exam for massachusetts. I've been studying, taking practice exams which i do fairly well on (80%) plus, and i've now signed up for the life and health class, even though I already have my life liscense. Any reccommendations to help a struggling agent out?

You are probably not reading the questions carefully enough. They are designed to be tricky. Read the question once, then read it literally word for word. Then carefully read it again.

Eliminate the obvious wrong answers, then look at the ones left and read the question one more time. Most just scan the question and think they know the correct answer and mark it and go on to the next question. The question is designed that way, to encourage you to think you know the answer.

There is no prize for finishing in record time. Use every minute you have and go slow. Slow and steady will "win that race". If you can post here you can pass the test.
 
What Frank said.... plus read ALL of the answers. If there are 2 answers that seem right, you've likely misread the question.

When in doubt, chose the answer that protects the consumer the most. On a securities test, you can pretty much pass the test with this motto, insurance isn't quite so bad, but it's pretty close.

Dan
 
I'm very new to the forums here and new to the world of being an insurance agent as well. I'm a natural born salesman (my father was sales president of coleman AND westinghouse before he retired) but I'm having a bugger of a time passing the health exam for massachusetts. I've been studying, taking practice exams which i do fairly well on (80%) plus, and i've now signed up for the life and health class, even though I already have my life liscense. Any reccommendations to help a struggling agent out?

Here is a test taking skill you can use.

Remove the detractors from the question, here's and example.

All of these words begin with the letter A, EXCEPT?

A. Arm
B. Aetna
C. Aunt
D. Bob

Place your finger over the word EXCEPT, and re-read the question with the word removed,then place the letters A,B,C,D on a piece of paper. Write down if the answer is True, False, or don't know(?) beside each letter.It should look like this.

A. T
B. ?
C. T
D. F

Then the answer is D false so it is the answer. You will get a least 5 more correct by doing it this way.:yes:

Try it with a more difficult question and you will see what I mean.
 
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I'm very new to the forums here and new to the world of being an insurance agent as well. I'm a natural born salesman (my father was sales president of coleman AND westinghouse before he retired) but I'm having a bugger of a time passing the health exam for massachusetts. I've been studying, taking practice exams which i do fairly well on (80%) plus, and i've now signed up for the life and health class, even though I already have my life liscense. Any reccommendations to help a struggling agent out?

I am not sure if this works for you but in addition to the other ideas - sheer memorization and repetition. Try to get as many questions and answers in a book or preferably on software as you can. The more you can find - the better.

Take the practice tests. Get a tape recorder or mic on PC and record the questions and answers you miss. Put em on a CD in the car, play it getting ready in the morning in the shower, iPod when you exercise etc.

I have used this on insurance and securities studying.
 
Making sure you know the content goes without saying. Assuming this, you need to develop a test strategy. There have been several very good suggestions on this thread already, and I would add this one that you probably already know. If you narrow it down to 2 choices, your first guess is probably the correct one.

Some people are naturally good test takers and some have to work at it a little harder. I just googled test taking tips and came up with a ton of results.

I cant emphasize this enough, make sure you know the content thoroughly, everything that has been said about test taking is irrelevant if thats not the case.

Good luck!
 
all great tips, thanks guys!!! going to take the blitz course to help out though, then ill put your ideas to use.
 
I'm very new to the forums here and new to the world of being an insurance agent as well. I'm a natural born salesman (my father was sales president of coleman AND westinghouse before he retired) but I'm having a bugger of a time passing the health exam for massachusetts. I've been studying, taking practice exams which i do fairly well on (80%) plus, and i've now signed up for the life and health class, even though I already have my life liscense. Any reccommendations to help a struggling agent out?

after 10 years working specifically in the field of doctrine and test development at ft mcclellan i can say frank has provided you the most recognized and successful technique...past that contact my good friend Dean at www.license2go. They have a first time pass ratio of above 85% and will pay for the 2nd and 3rd test if u scored 85% or above on all practice tests!!!!! contact me at rhbenefits@live.com if you have any other questions
 
You are probably not reading the questions carefully enough. They are designed to be tricky. Read the question once, then read it literally word for word. Then carefully read it again.

This is definitely true! Everyone gets in a rush and skims the question as if they were speed reading. In all the years we have taught insurance prelicensing we have never had a student use all the allotted time for the exam.

Some of our students have had a hard time testing if they scheduled the exam too early in the day. Let's face it, some people aren't morning people and have a hard time faking it :SLEEP:. Good luck the next time around!
 
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