Mutual of Omaha GI Rates?

[sirherbie]

I tried to get some Gi rates from MOO and they seem to require a code from a mailout now. Does anyone have a rate calculator?

 

[gymguy]

Whole Life Insurance from Mutual of Omaha

 

[sirherbie]

Thanks. Insured quoted me a cheaper rate on moo than what that site has. He said he got in the mail. Does moo have different rates for their GI depending who their marketing to?

 

[jdeasy]

Thanks. Insured quoted me a cheaper rate on moo than what that site has. He said he got in the mail. Does moo have different rates for their GI depending who their marketing to?

I couldn't get that site to give me a quote. What was the quote you were told and I can tell you if it's right or not.

 

[sirherbie]

Age 66 male. He said $66 or around there. I got him $10 k standard with Trans for $83 as it was rated up . He has kidney disease and is 5-9 370 and takes a drug on aetna's decline list(only other company I've seen that takes kidney disease and that weight. He doesn't care about 2 yr wait and wants cheapest.

 

[jdeasy]

Age 66 male. He said $66 or around there. I got him $10 k standard with Trans for $83 as it was rated up . He has kidney disease and is 5-9 370 and takes a drug on aetna's decline list(only other company I've seen that takes kidney disease and that weight. He doesn't care about 2 yr wait and wants cheapest.

$10K would cost him $66/mo on MoO's GI. Of course the best deal for him is KSKJ's modified. $65/mo and he has 40% coverage at 12 months.

 

[cowgoesMoO]

Mutual of Omaha's GI plan, is only offered through captive agents or through the mail.

the rates through the mail are slightly cheaper than the rates an agent will have. we used to joke about us competing against home office for those plans. kinda crazy if you ask me. its tough to find a cheaper GI plan.

Getting the client first day coverage will be the way to earn the business.