Need a Carier

[ineedhelp]

Is there a term life company who will write a 76 yr. old male n/s some term insurance?

 

[Tahoe Ray]

Is there a term life company who will write a 76 yr. old male n/s some term insurance?

I show 10 carriers for 100k 10yr term. 12 at 250k. (in OR, rated standard)

 

[ineedhelp]

I show 10 carriers for 100k 10yr term. 12 at 250k. (in OR, rated standard)

he only wants to spend about $100 per mo. Can you tell me a carrier who can help, please?

 

[Josh]

he only wants to spend about $100 per mo. Can you tell me a carrier who can help, please?

A really quick way to get an idea of what you're looking at is to check out Term4Sale.com Menu.

What's the purpose of the insurance? I think he's optimistic about what type of bets an insurance company will take.

On a 10 year at standard rates we're at almost $300/month and go up to almost $800/month. If you wanted to do a little better than WL you could go with a GUL, but what this guy wants and what someone is willing to give it to him for are two very different numbers.

 

[ineedhelp]

A really quick way to get an idea of what you're looking at is to check out Term4Sale.com Menu.

What's the purpose of the insurance? I think he's optimistic about what type of bets an insurance company will take.

On a 10 year at standard rates we're at almost $300/month and go up to almost $800/month. If you wanted to do a little better than WL you could go with a GUL, but what this guy wants and what someone is willing to give it to him for are two very different numbers.[/quote

I wasn't very optomistic. Thanks!

 

[WinoBlues]

he only wants to spend about $100 per mo. Can you tell me a carrier who can help, please?

Hey Bill, I have some good news for you. I took your two highest qoals 1)Premium of <$100mo or 2)term insurance for the highest death benefit for Susan.

After several nos I think I have a couple options that may work for you and Susan.

1)$10,000.00 Guaranteed for your Whole Life (Builds Cash Values) $99.74 per month. or
2)$25,000.00 Guaranteed to age 121 for about $30 more.(NACOLH)

Now number two is not really term, I can do that, however term was higher cost for shorter period. So I replaced it with my recommendation.


There are some differences between the two types of plans and of course qualifications. Let's talk about those.