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I recall reading in an article or here that it's illegal to cherry pick the employees with high medical costs into individual plans, then do the group with the others.
Just spoke to someone who plans to incorporate that strategy into suggestions for employers. Put the sick ones on their own plans, put the well ones on self insured group plan.
Just spoke to someone who plans to incorporate that strategy into suggestions for employers. Put the sick ones on their own plans, put the well ones on self insured group plan.