POMCO TN Plan

[agentjhc]

Learned today that TN state retirees have a Med Supp option through POMCO. Looks like a plan N. Depending on years of Svc it runs from relatively competitive to other Plan Ns to overpriced.

 

[TN_agent]

I think it is similar to a Plan D. One price for all ages. So they may pay a bit more up front, but over time ~$88 a month looks very good. If they have to pay the $138, not as much.

 

[Longtimeagent]

They also have to have separate PDP. Dependent are not covered well on that also. Unless the teacher or state employee had >30 years it's not competitive.

 

[jacobtn]

Its not a good plan at all, it is plan B and has no coverage for skilled nursing.

 

[TN_agent]

Jacob, have they changed it in the last year? I have copies of 2015 POMCO documents that states SNF is covered. Don't have a 2016 book.

 

[jacobtn]

Jacob, have they changed it in the last year? I have copies of 2015 POMCO documents that states SNF is covered. Don't have a 2016 book.

The last time I saw the book it was a plan B basically without foreign travel or skilled nursing so it must have been a 2016 I'm assuming it was in the past year or so. It seemed overpriced to me for what appeared to basically be a plan b supplement.

 

[TN_agent]

FYI, found a pdf of the 2017 POMCO book for any agents selling in TN that are interested in seeing what is offered.

http://www.tennessee.gov/assets/entities/finance/benefits/attachments/medsupp_handbook_17.pdf


fixed link.



Skilled nursing coinsurance and foreign travel has some coverage, seems to me to be most like a Plan D. $88.47 if the person has 30+ years in.