Supplemental Accident Plan That Pays a Cash Benefit?

[GA in GA]

Is there such a thing as a supplemental accident plan that pays a cash benefit, as opposed to paying for actual expenses up to a calender year max? I know CI offers lump sum payments, just wondering if anyone knows of an accident plan that does that. Thanks.
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Let me clarify, I don't mean pays a fixed amount per event. I mean a plan that you could choose a $5000. lump sum benefit for instance to cover a $5000. deductible on the major medical.

 

[Fisher]

American General's Accident Expense policy is close to what you're asking for.

 

[somarco]

AG pays a flat amount, regardless of actual expenses?

 

[Guest]

Yes there is one available. Contact Rocco in GA for more info: [email protected]

 

[Fisher]

AG pays a flat amount, regardless of actual expenses?

A flat amount, no. Which is why I said 'close'.

They will pay the amount billed up to 15k/year for an accidental 'event'. The coverage does not coordinate with existing major medical coverage. (For example, if you have a UHC plan that does the PPO-discount thing the AG will reimburse the actual pre-discount amount.)

Kind of a neat little plan.