The duck?

Aflac sales have been flat or declining for at least the past 10 yrs straight. In every one of those 10 yrs, they have had to implement a share buyback plan just to: 1) improve their balance sheet and 2) manufacture an increase in earnings for their existing shareholders, just to keep them interested. Obviously, their old way of doing business isn't working anymore and the demand for their core product has diminished. I am not sure if simply adding FE, alone, to their product mix is the solution.
 
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