Underage GI plans!!!

How are GW rates compared to Gerber? I see they are up here in Maine and might be worth having in my portfolio if they are decent.

There 10-15% more than Gerber or Aig but they only have 1 yr chargeback for death . Aig and Gerber 50% in second yr .Had many chargebacks in 2 nd yr . I write Gtl when I can as it has 50% death benefit in 2 nd yr . Real Gi business I do for the client . I’ve made good money on over the yrs but I don’t care if I write or not . The cheapest is sons of Norway if there in your state .
 
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