What Carriers Doesn't Require E&O Insurance?

[MINewBeginning]

What final expense carrier offer contract without evidence of E&O insurance? And advancement for having a judgment on credit report?

 

[pcbinsurance]

I know I'm not answering your question but choosing an FE (or any insurance) Carrier based on whether or not they require E & O insurance may not be a good way to start a "new beginning". Also, to begin, I would not do a 75% advance and maybe not a 50% advance either if you can help it.

 

[The Gimp]

What final expense carrier offer contract without evidence of E&O insurance? And advancement for having a judgment on credit report?[/QUOTE

Hi LaPet. I'll email you some contracts for carriers that don't require E & O.

 

[GreenSky]

If you can't afford $450 for E&O perhaps you need a J.O.B. for awhile.

Rick

 

[MINewBeginning]

It's not affordability. I'm just curious, since I uncovered 2 that doesn't require E&O and thought there might be others. SNL and UHL doesn't require E&O.

For a new agent to start off, that $495 can be use toward leads, instead of E&O.

 

[insurancesp]

It baffles me why people bother to respond to a straightforward question with their judgement thoughts? Baltamore Life and Aetna are two which don't require E&O. Hope this helps.

 

[GreenSky]

It's not affordability. I'm just curious, since I uncovered 2 that doesn't require E&O and thought there might be others. SNL and UHL doesn't require E&O.

For a new agent to start off, that $495 can be use toward leads, instead of E&O.

So then it is affordability.

Seriously, why take any chance for $40/mo?

Rick

 

[rndz7]

The companies with the less stringent underwriting guidelines, and lower FE pricing, require decent credit and E @ O coverage. You can start w/o it. Find out if your under the writing companies umbrella. UHL, Aetna, etc.

 

[MissV]

I've been shopping E&O all day. I didn't find any for $40 month because a group policy that begins in September seems to mean paying for 9 months instead of 12.

I need for major medical carrier and may as well have it in case of Medicare Advantage customers.

 

[Norwayguy]

I've been shopping E&O all day. I didn't find any for $40 month because a group policy that begins in September seems to mean paying for 9 months instead of 12.

I need for major medical carrier and may as well have it in case of Medicare Advantage customers.

Check out the E&O provider advertising on the forum. After a down payment it cost about $40 per month.