An applicant of mine had 2 triple bypasses in the past 7 years and the last one was a year or two ago and he also has diabetes and takes enough meds to fill up 2 pages and he's about 6' 260 lbs I tried getting him 100k fully underwritten through my company MOO and he got declined and I can get him 20k GWL but don't think he wants it. Does anyone know of a company that will insure him for a 100k 10 yr term with full underwriting?