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Question Has anyone paid a referal fee to a non liscensed person for a MAPD PLan? Section 120.4 does not explicitly say you can or can not.It does say you can pay an agent 100 dollars
120.4 - Compensation Applicability and Definitions
42 CFR 422.2274, 423.2274
Referral/Finder's Fees: Referral/Finder's fees paid to agents and brokers, including independent, employed, and captive agents and brokers, may not exceed $100 ($25 for PDPs). CMS expects that this amount will not provide enough financial incentive for an agent or broker to recommend or enroll a beneficiary into a plan that is not the most appropriate for the beneficiary's needs.
Paying a non licensed person a referral fee is not compliant.