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"55 year old male. Is there such a policy?"
are you an agent? if so, couldn't you look for yourself?
are you an agent? if so, couldn't you look for yourself?
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A 30 year policy with a 10 year guarantee is Savers Select. It is still a 30 year policy that only goes up if there is an across the board increase. If you would be more specific in your question, you get a more specific answer. A 55 year old male could mean alot of things and you don't even give a face amount.For..... a 55 year old male. I'm an agent. He's closer to 56 and I couldn't find a 30 year policy. Yes, 500K. F&G discontinued Value Select and w/Savers Select no 30 yr rate guarantee. I come here for help from the pros. Isn't that what this forum is about?
Oops. Arizona. I'm appointed with the usual top carriers. A prospect mentioned an agent told him he could get a 30 yr/30yr no problem. Just getting back into life business. If this other agent is wrong I'm going to earn his business for taking my time. How would permanent ins cost less in the long run? The premium is 3x term. My ignorance might be evident.