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I dont understand why carriers are not cracking down on this??
Corporate profits?
Just taking a stab in the dark.
Once one gets sued, the rest will watch to see how bad it is for that carrier, and then adjust and respond accordingly.
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I dont understand why carriers are not cracking down on this??
"Bank on Yourself" schemes .
Corporate profits?
Just taking a stab in the dark.
Once one gets sued, the rest will watch to see how bad it is for that carrier, and then adjust and respond accordingly.
I've tried for years to get regulators to put the cuffs on these "Bank on Yourself" schemes . . . to no avail. Without regulators that give a D*** it will only get worse. Too much emphasis on insane concepts like "social justice", "climate equity", and other woke nonsense is diverting attention from real problems facing insurance consumers.
Even then, the carriers have so many disclaimers in their documents, numerous warnings & prohibited activities in their selling/marketing contracts. Not sure how carriers will be held to idiots on tik tok & you tube when no carrier employees were involved or carrier even mentioned or shown. Then add to it the idiots on these videos are sometimes not even licensed, but other idiots that are licensed send it as a link. Not sure how a carrier can be dragged in when the 1099 self employed person that is appointed with a dozen carriers makes vague videos. ......but then again, carriers tend to have deeper pockets
In case of Tik Tok, crime is occuring on some Chinese server that hosts the ad. We will balance the budget 5 times before an action can be taken
Corporate profits?
Just taking a stab in the dark.
Once one gets sued, the rest will watch to see how bad it is for that carrier, and then adjust and respond accordingly.
Well, now, done with the right vehicle with the right company that is hardly a "scheme."