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I'm looking for 25-30,000 WL for a 56 year old male in excellent health. Any suggestions? In Georgia.
Best price for whole life would be RNA.
$25,000-$58.99/mo. level pay
$25,000-$73.06/mo. 20 pay
$25,000-$151.40 paid up at age 65
Going to be hard to beat that unless you sell Penn Mutual and he doesn't care about cash value. Their guaranteed UL for $50k is right about $50/month if he can qualify for preferred plus.
It depends if your looking for a par or nonpar policy. That small I would assume nonpar. Cinci life is my go to on nonpar WL.
How does Cinci Life compare on pricing?
$54.80/month: $25K nonpar level pay WL
(ultra standard rates, which is like most carriers standard; 3rd down from best and right above smoker)
I like that the non forfeiture options are on the Illustration. Takes care of the what ifs. I use the RdPu collum a lot.