You should be able to sell the 6 month advance as a 'feature'.
- 6 month advance to help with immediate cash flow issues
- Rest 'as-earned' to help stabilize your monthly income
Face it, it's really only an issue for the first 6 months (or 3 months in reducing from 9 to 6 month advances). After that, the earned premium makes up the difference in what you aren't advanced. Not sure about anyone else, but I like knowing I have a check coming every month. I also like being able to earn a bit of extra money for something with the advance when I need it and don't have to go to the bank for a loan.
Dan
- 6 month advance to help with immediate cash flow issues
- Rest 'as-earned' to help stabilize your monthly income
Face it, it's really only an issue for the first 6 months (or 3 months in reducing from 9 to 6 month advances). After that, the earned premium makes up the difference in what you aren't advanced. Not sure about anyone else, but I like knowing I have a check coming every month. I also like being able to earn a bit of extra money for something with the advance when I need it and don't have to go to the bank for a loan.
Dan
