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He needs to be taller. Nothing I can find. Sounds more like a FE candidate to me.Anybody got any ideas who might take this? Takes 10 mg of Zapril once a day for borderline high blood pressure. Non-smoker. Brokerage can't find anything currently. Looking for $2,000,000 - 15 year term.
Thanks!
He needs to be taller. Nothing I can find. Sounds more like a FE candidate to me.
Anybody got any ideas who might take this? Takes 10 mg of Zapril once a day for borderline high blood pressure. Non-smoker. Brokerage can't find anything currently. Looking for $2,000,000 - 15 year term.
Thanks!
I wrote a guy who was 5' 11" 291 pounds and he got standard with Mutual of Omaha. Of course your man is 100+ pounds heavier.
YOu have your products confused. You didn't sell a "fully" underwritten plan, where you can get a Standard rate. You sold a Non med. plan, where the product has "tables" built into the product. And like you said, the prospect in question is 100 pounds heavier. So no clue why you are even bringing this scenario up
Wrong! I sold him a $2,000,000 20YLT fully underwritten. Some companies have table shave programs and I assume he had enough credits to get standard. This may help this applicant qualify.
A few weeks ago I had a disabled applicant who took multiple pain killers and I called numerous underwriters only to be told NO. Foresters told me they would consider him and the application is pending.