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I believe the date the legislation took effect was 7/1/07 if this helps.
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Josh - it is online I pulled it once, pretty sure. It would be part of the insurance code, I am sure TDI could give you the specific section if you call and ask.
In TX creditable coverage is both group, individual, and short term for about a year and a half. The group and individual is clear as day, the short term is gray because carriers do not give out certificates of coverage on short term and this is highly unusual. I had to fight this one through legal for about 3 months before they applied credit for my client.
And as usual carrier employees are hardly trained on any of this material.
The Number Sixty-three is:
- The code for international direct dial calls to the Philippines
- The registry of the U.S. Navy's aircraft carrier USS Kitty Hawk (CV-63)
- The number of the French department Puy-de-Dôme
- A card game, popular in Carleton County, New Brunswick
- The Stoner 63, a machine gun
- The number of chromosomes found in the offspring of a donkey and a horse
- Class of '63 was a TV movie starring James Brolin (1973)
- December, 1963 (Oh, What a Night) sung by The Four Seasons
- Dwight Eisenhower when first elected president in 1952 at age 63
The number 63 is a very special number.
- Elizabeth Kingsley created the first double-crostic puzzle at age 63
The number 63 is a very special number
My guess on this, and it's only a guess, is that they wanted 2 months. Now, if you say 2 months, and have a policy lapse on July 25, someone would be smart and say July and August are your 2 months, Sept 1 is the start of the third month. So they specified days.
Now, if those two months happen to be July and August (or December and January), you have 2 31 day months back to back, plus 1 day for paperwork, making it 63 days.
This is the best answer I can make up.
Dan
You want a little more mud to mix? To keep your HIPPA protection, you have to have the new policy "IN FORCE" on the 63rd day. So you really only have 62 days to get covered!
Which could be potentially impossible as some carriers lock in effective dates and some do not, some assign after approval.
Too bad George Carlin is dead he could make a good routine out of this one.