I want to start selling individual health insurance in California soon. Can anyone give me some advice on the market? What plans are popular, which carriers are good? Thanks
It's gonna depend on which part of the state your working in. SoCal is HMO heavy with so many providers they literally fall over each other at Starbucks. Orange, LA, Riverside, SD, Ventura are all areas where HMO is still very popular and many docs take them to stay competitive.
Move north of Santa Barbara and it's nearly HMO death. Many counties in NorCal are closed to HMO as there are zero providers. Less competition and more selective docs up here.
HSA are very popular and Kaiser I know offers HSA HMO plans on the IFP side.
Isn't Gilroy where they have the garlic festival? My dad made us go as teenagers, there is something seriously wrong with garlic flavored ice cream.