Alcohol

somarco

GA Medicare Expert
5000 Post Club
37,015
Atlanta
Have a client, son of a client actually, looking for health insurance.

24 years old, good health (except for smoking).

4 yrs ago spent 2 months as an inpatient for alcohol abuse. Followed by another 4 months in a half way house.

Most carriers require 5 yrs sober. Time wants 8 yrs. Even the STM carriers ask about A&D treatment in the last 5 yrs.

Is he screwed?
 
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