While i have been casually watching listings for agencies , specifically AllState , I have noticed a large increase in the number of agencies for sales nationally . This appeared around 6 months after All State latest earnings ( 2015 - Q4 ) report and talk of more stringent under writing policies for auto , rate increases of up to 20 % and some talk of a decrease in commissions . I am considering a purchase of an agency but am likely a year away . I have typically been told ( by some agents , Field managers ) that this is largely due to fact that there are a lot of agents retiring . I have as well noticed that book value as estimated on one of the loan sites oddly shows an increase in their value ? This makes little sense that increased supply would see increase in price but that is what i am currently witnessing . Any views ( please avoid the opportunity to bash All state or capitives without supplying any facts thanks )
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