G
Guest
Guest
I was looking for a consumer section in which to post but couldn't find one. Apologies if I am posting in the wrong place. Maybe someone could direct me to the appropriate URL. I know you are expert insurance agents here.
Yesterday in the mail I received, unsolicited, what seems like an amazing offer from Mutual of Omaha: a $1 million "accidental death" policy for just $24.95 per month. What seems amazing about it to me is that the letter appears to say that my age (which happens to be 54) does not matter, there are no medical tests or health questions involved and the rate will never increase.
Maybe my problem is that I am failing to understand the difference between a life insurance policy and an "accidental death" policy. Semantically speaking, I thought that all death (except suicide) is accidental but maybe this is not the case as far as insurance policies are concerned. There is no explanation in the offer that was mailed to me.
The reply envelope shows an address of 3316 Farnam Street in Omaha, NE 68172.
Guidance appreciated. Thank you!
Yesterday in the mail I received, unsolicited, what seems like an amazing offer from Mutual of Omaha: a $1 million "accidental death" policy for just $24.95 per month. What seems amazing about it to me is that the letter appears to say that my age (which happens to be 54) does not matter, there are no medical tests or health questions involved and the rate will never increase.
Maybe my problem is that I am failing to understand the difference between a life insurance policy and an "accidental death" policy. Semantically speaking, I thought that all death (except suicide) is accidental but maybe this is not the case as far as insurance policies are concerned. There is no explanation in the offer that was mailed to me.
The reply envelope shows an address of 3316 Farnam Street in Omaha, NE 68172.
Guidance appreciated. Thank you!