Robin Alexander
Expert
- 28
I want everyone to know that the NYC Insurance agency "American Capital Health" has committed a breach of contract. They have refused to remit my Medicare Advantage Empire BC/BS renewal commissions. To date they owe me approx $1,000. By the end of the year they will owe me $2,000. That may not sound like much but this is Medicare! Clients stay with their plans when they are good and in 10 years, my renewals will add up to approx $20,000! There are many other agents who were duped for a lot more commissions than I was and they have decided to just walk away for whatever reason or other. The contract was drawn between myself and American Capital Health. It was my first foray into Medicare sales and the owner, Joy DaCosta Fasciglione caught me unawares. It took approx 4 months for her to release my first payments after weeks and months of emails, calls, pleading, demanding. Then...it took months to receive a copy of the contract. (I asked for a copy when I was first appointed and she hemmed and hawed).
I've begged for help from Empire BC/BS, NYS Dept of Insurance, CMS, Attorney General's Office, Consumer's Reports, and various Radio and TV stations to no avail. Empire claims their hands are tied because the contract is between myself and the agency. The Better Business Bureau finally posted a complaint after many weeks. I have a date set in December, 2012 with NYC small claims court. I have my doubts as to whether she will even bother to show up. Perhaps she will, with more tricks up her sleeve.
Please everyone out there:
1) Spread the word to never sign with American Capital Health.
2) Let me know of any media organizations I can contact
3) Lend me any advice as to how to take best advantage of my "day in court" in December. I'm concerned that Joy DaCosta Fasciglione will attempt to try another "fast one" on me.
Thanks!
Robin
I've begged for help from Empire BC/BS, NYS Dept of Insurance, CMS, Attorney General's Office, Consumer's Reports, and various Radio and TV stations to no avail. Empire claims their hands are tied because the contract is between myself and the agency. The Better Business Bureau finally posted a complaint after many weeks. I have a date set in December, 2012 with NYC small claims court. I have my doubts as to whether she will even bother to show up. Perhaps she will, with more tricks up her sleeve.
Please everyone out there:
1) Spread the word to never sign with American Capital Health.
2) Let me know of any media organizations I can contact
3) Lend me any advice as to how to take best advantage of my "day in court" in December. I'm concerned that Joy DaCosta Fasciglione will attempt to try another "fast one" on me.
Thanks!
Robin