I am new to this blog and so glad for all the great info. I wondered if anyone has worked with the discount membership NBAA? The Ft. Worth marketing is the MGA of this membership containing a limited maj. med underwritten by Transamerica. Can't find a thing on this marketing group or discount plan in Colorado, but notably presented as a viable strategy with several Texas GA's. AIC offers telemarketed weekly leads for business owners, and I have to wonder if this is an integral idea to market discount plans to stratify risks? Any advice?