Is anybody writing plans from American Select underwritten by GTL?
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Yeah, That's what has held me back from commiting to that agency. Although most plans like BCBS only cover $3000 per year physical therapy and if a major accident happens that can bankrupt your family. As much as people pay for health insurance that needs to improve. Those expensive rare occurences are why you need insurance more than just covering Doctor visits. I'm not a real fan of Humana because of customer service issues. That agency also uses World and Humana.I'm appointed with GTL in CO as well. They have some nice features but are only competitive in price down in Southern CO. The features that you mentioned are not enough to swing prospects their way - most of them will never use those benefits.
Humana also offers a 4th quarter carryover. A friend of mine has submitted 2 applications with GTL and received brutal underwriting - took 1 of them to Humana and the other to World, both issued without problems. GTL is also currently rated as a B+ company. I do not have anything against them but they are not my first choice.
A brokerage here in Illinois is offering customers $10,000 if they can find a plan with better benefits.
Yeah, That's what has held me back from commiting to that agency. Although most plans like BCBS only cover $3000 per year physical therapy and if a major accident happens that can bankrupt your family. As much as people pay for health insurance that needs to improve. Those expensive rare occurences are why you need insurance more than just covering Doctor visits. I'm not a real fan of Humana because of customer service issues. That agency also uses World and Humana.