- Thread starter
- #11
- 5,956
They ALL do. With some work, you can convert your term inventory little-by-little into permanent life policies that pay renewals.
This is something I need to learn and practice once the Terms get that close.
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
They ALL do. With some work, you can convert your term inventory little-by-little into permanent life policies that pay renewals.
These guys are on the Forum and specialize in phone sales. Give them a call.So far only Ameritas ( nice 5% street too ) and MoO a small 2% "service fee" . . .
Need one more phone friendly that pays renewals . . .
These guys are on the Forum and specialize in phone sales. Give them a call.
https://digitalbga.com/
This is something I need to learn and practice once the Terms get that close.
I believe they offer about all carriers. They might recommend some companies you don't have.I'll keep my appts with OLA - was just trying to see who liked what . . .
I'm thinking of adding another Term carrier to my bag.
I believe they are phone / eapp friendly?
Does either pay renewals on their Term policies?
Really enjoying the Term world. Longer closing period - but, no cat piss and old people . . .
You might consider adding all of the term carriers to your bag...you're independent, right?
Also, focusing on renewals for term is not worthwhile IMHO.
Write the best carrier for the client situation.
Referrals are your renewals.
I'm not certain that your business model would work for that. You're selling insurance by telephone. Very transactional. In my opinion, only those whose insurability has changed would be interested in converting to permanent life from that kind of non-relationship.
Now, if you engaged in the rare act of doing annual reviews with clients... then you might have a shot. But I don't think it's in the way you think and operate your business.
You might consider adding all of the term carriers to your bag...you're independent, right?
Also, focusing on renewals for term is not worthwhile IMHO.
Write the best carrier for the client situation.
Referrals are your renewals.
No renewals = no happening with ole Tommy . . .
I like Ameritas Term and MoO for the < 40's . . . Like Foresters for the FU wl and term.
Need one more Simple Issue Term - but, has to have renewals like my others . . .